Insurance group “URALSIB” has released the app “self-Portrait”, which careful drivers can get discounts on the hull to 25%. The program records the driving style of the user by using sensors of mobile devices.
“Self-portrait” allows to estimate the accuracy of the drivers without installing a telematics device. Collected through the app, the data will save on the hull to 25%.
After you install the app “self-Portrait” offers complete the registration process. You must enter a first and last name, email address, phone number, car make, the year of its release, cost, and current mileage. In order for the application to work, you need to keep the car cost no more than RUB 2 million and was released no later than 2012.
To complete the registration application will also require photos of the odometer of the vehicle (odometer). It can only be done with your own phone and only through the app.
As the developers told Rbc, the app starts to record the beginning of the trip automatically. The test showed that it immediately captures the distance traveled, travel time, and vehicle speed. Further, the map shows the route done. If the driving style was neat, the speed limit, the route is shown as a green line.
The first trip went perfectly. The app have rated it higher on the ball — 5 out of a possible 5. The second circle as an experiment drove most sloppy: speeding and sharp braking. “Self-portrait” immediately tracked changes in driving style by displaying speed excess within 20 km/h in yellow, and greater than 20 km/h — red. The second trip was estimated minimum point unit.
The application can determine the type of transport: metro, planes, ships or trains. Therefore, the tracking system is only activated on a wheeled means of transport. “Until we are able to determine buses and taxis — recognized developers. — However, the application allows you to specify, as a driver or passenger you are moving. This can be done by the end of the trip.”
To cheat the system will be difficult. In “the Portrait” an algorithm that understands that the car is in motion. When you get out of the car, the app understands it and turns off automatically. So the trip was not recorded, either playing, or how to turn off GPS. But in this case, the insurance company will realize that the driver hides the data. “When a person is registered, he makes a photo of the odometer, according to URALSIB. — Before receiving the promo code odometer readings are also removed. We, respectively, compare the mileage on the odometer and the mileage on the app.”
In order to receive the voucher code on the hull, it is necessary to spend on a trip at least 30 days and not less than 500 km.
To use the mobile application available for clients of all insurance companies. You need to come in “URALSIB” with the results of his trips, recorded through the “self-Portrait”. In case of good results, the company makes an offer with a discount of 12%. After that, the motorist will have to install a traditional telematics device. Soon, however, the telematics device will be fully replaced by, say the company. This idea is planned before the end of the year.
Download “self-Portrait” is available for free on this page.
