Apple will offer customers a new service of money transfer from one card to another by means of Apple Pay service. Corresponding patent application the company released Friday by the Bureau of patents and trademarks USA.
The user can use the Wallet app in iOS 9 to choose from credit / debit card, indicate the amount of funds to transfer and the ultimate recipient of the money will be sent encrypted data packet. The service will be available to users of iPhone 5s and above, as well as the tablet computers are under the age of iPad Air 2 and iPad mini 3 – to send the necessary identification by fingerprint.
In addition, the technology provides for the electronic transfer of money to a subscriber located in the immediate vicinity. For this you will use NFC technology, which first appeared on the iPhone 6 and Apple Watch.
When you use Apple Pay, the payer does not disclose your card details, providing information that a third party – the Bank or the operator maps – maps with payment details.
At the moment there are many applications to transfer funds from card to card, with none of them dominates in this market, and Apple wants to make Apple Pay app that works with all cards the iPhone owner.
Experts suggest that the patent on the technology transfer funds from card to card via Apple Pay registered not to promote proprietary technology of Apple, but primarily to limit the activities of competitors.