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4 ways to fleece you in the sale of iPhone and Mac

Although the days of “dashing nineties” have passed, the risks of losing money and time when selling expensive equipment exist today. Therefore, getting such a serious business as the iPhone or MacBook, you need to know about all the dangers.

Selling smartphone on the ad is the most common way in our country. Despite the seeming simplicity an d transparency is quite dangerous: carrying your iPhone with the hands, there are different scams. For fraud is the fact that you sell an expensive thing (be it a smartphone or a laptop), means that the money you have exactly. So, they can steal.

How to avoid becoming a victim of fraud if you decide to sell your iPhone or Mac on Craigslist? Below the tricks used by scammers.

1. Bogus call from the Bank

You call the buyer says he is ready to buy your iPhone or iMac and asks you to take a picture of your card and passport to put your money.

You send him pictures. Then the fun begins: the alleged calls from your Bank to the employee to confirm your identity for an incoming transfer. The amount is large enough, and concern the Bank might not raise suspicion. The employee starts asking the standard questions like: what are the secret code of your card or code word.

When the scammers get all the necessary information, they tell you that the transfer is approved, the money will come soon. Then call on your behalf to the Bank (they have all secret information and your passport details) and take away all the funds from the account.

How to avoid it?

What you call “nice” numbers, doesn’t mean you really calling the Bank. Sometimes the fraudsters even manage to hold a call so that you have the screen reflected the real number of the Bank.

Poor call quality — a sure sign that is calling you a fraud.

Do not report by phone any secret data of your card.

2. Can I list you on the map?

Calling you “the buyer” and was ready to buy a MacBook. Eyewash interested in the state, technical and operational characteristics, as well as possible discounts. Then you make an appointment, stipulate the time and place. This conversation ends.

After a while the doorbell rings and the buyer reports that it encountered an unexpected problem with the “cash” (most often it is the “long trip”, etc.) and asks your permission to transfer money to you directly on a plastic card now. He needs your card number, date, name and number on the back.

Further developments are in a simple scenario. You on the map comes a certain amount, such as 100. The seller calls back and asks you to confirm that the money reached. This is supposedly a test payment because he was afraid to make a mistake and transfer the money to the wrong place. After your confirmation, the caller is disconnected. You have already lost vigilance — after all, even a penny, but translated.

Then after some time you receive an SMS from the Bank with the access code to the mobile banking. The scammer then calls back and all by hook or by crook (illness, business trip, a soldier, etc.) asks to call the numbers. You call code, the fraudsters are in online banking and withdraw money.

How to avoid it?

No one will ever call your card number and other personal data. Especially codes that occur in SMS. After all, there are written a stern warning.

3. You are asked to call the CVV

Get a call from a buyer who says he is ready to immediately take your iPhone. He even promises to send you some money as collateral. You agree, and he passes the phone to his assistant/accountant/Secretary.

A pleasant female voice asks you to call the card number. After that she said that to make a transaction, you must specify your name and surname. Then “just in case” I ask again and the expiration date, or CVV code located on the back of the card.

As a result, the cheater is the dataset for the payment of your future travel or a new gadget to your card.

How to avoid it?

To transfer money to your card only need your card number. If you are asked to provide some more information, most likely, you are trying to cheat.

4. Baiting on Craigslist

The scammer makes an appointment to assess the condition of the MacBook. After the meeting, said that think.

Then begins the baiting on Craigslist, which aims to bring down the price. Scammers publish ads with the same as you have models, but cheaper, complain to your ad. They are trying to downgrade your ad to, you know, reduced the cost.

How to avoid it?

Place the ad on multiple sites.

Write to the support site, when you see that your ad something like that happens. Sites are also interested in the fact that they were placed only quality ads.

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